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historia zarządzania ryzykiem
proaktywne zarządzanie ryzykiem
silosowe zarządzanie ryzykiem
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Abstrakt
Celem artykułu jest przedstawienie ewolucji podejść do zarządzania ryzykiem, począwszy od początków tej dziedziny, a skończywszy na czasach współczesnych. Artykuł zawiera przegląd stosowanych podejść do zarządzania ryzykiem. Pozwala zrozumieć podstawy współczesnych koncepcji zarządzania ryzykiem w przedsiębiorstwach i może stanowić wskazówkę do dalszych badań nad ryzykiem. Autorka szczegółowo
analizuje zmiany w podejściu do zarządzania ryzykiem na przestrzeni lat, skupiając się w szczególności na tradycyjnym, silosowym zarządzaniu ryzykiem oraz na najnowocześniejszej koncepcji – ERM, uważanej obecnie za najbardziej dojrzałe i najdoskonalsze, proaktywne podejście do zarządzania ryzykiem w przedsiębiorstwie. Zarządzanie ryzykiem silosowym traktuje poszczególne ryzyka niezależnie i koncentruje się na minimalizacji ekspozycji na ryzyko, natomiast istotą ERM jest zintegrowane zarządzanie wszystkimi ryzykami, na które narażona jest organizacja, oraz włączenie zarządzania ryzykiem w strategię organizacji.
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